ham and cheese soup

sorry guys, i did soup again because i ran out of time to go to the store. :) hopefully you don't kick me out! but i got this recipe from melissa bingham, and you just can't go wrong if she made it!

ham and cheese soup

1/4 cup butter
1/4 cup flour
2 1/2 cups milk
1 cup chicken broth
1 cup peas or broccoli or carrots or whatever
1 cup cubed ham
1/2 lb. cream cheese
2 cups cheddar cheese
salt and pepper

melt butter. add flour, stir until bubbly. add milk and broth simultaneously. stir constantly until boiling. add ham and peas. add cheeses, stir until melted in and bubbly. serve!